Are you at a crossroad on how to get money to pay for a medical emergency, struggling to pay off outstanding debt or you fancy having a control over your finances? The option of A car title loan from us will help you get the financial resources you might need, get approved in just 15 minutes and you get your cash in just one hour! Just make use of our friendly online application, or get in contact with one of our efficient loan agents.
If you live in California and you have a vehicle of at least $2,600 in wholesale valuation, you can be approved of a loan of $2600 or more than that, within a short period, even if you have a bad credit! You have the right to keep and drive your vehicle during the period of repayment.
To our customers residing in Arizona and New Mexico, our loans are from a minimum of $1,000 under a vehicle value of at least $2,000. Still, have questions to ask? Kindly keep reading or do visit our comprehensive FAQ section and our page on how title loans work to find the appropriate answers to your questions. If you prefer a more direct approach, our efficient staff is always disposed to helping you. As an auto title lending company, we have different locations in California, New Mexico, and Arizona.
For a full list of the regions and cities we are serving, visit our locations page. For over 20 years, we have been offering our customers with the best rates on auto title loans. Occasionally, money can be difficult to come by; one can be facing hardship in paying for college fee, medical emergencies, or for any other cogent reasons. We are here to render needed assistance to you. What are you waiting for? Just come to get assistance with a car title loan from us.
How Do Car Title Loans Work?
It is convenient! For the past 20 years, our dedication is making the loan application process as quick and free of fuss as possible. The amount of loan depends on the state where you live, perhaps you have a car, truck or van worth at least $4,000 in wholesale value in California, you can get a loan of $2,600 to $50,000 with just the use of the title of your car as collateral. Arizona and New Mexico residents must have a vehicle of at least $2,000 in wholesale valuation, for loans of $1,000. The verification of some form of collateral allows us to issue out quality loans to even those with bad credit scores.
If you apply now, you will receive a notice of approval in 15 minutes! Once approved, we will decide with you the best terms and interest rates that will be ideal for you. Usually, the terms of our loans are from 24 to 36 months and we have no prepayment penalties, you can repay your loan earlier without any added fees should you desire to do so! We only require your vehicle title; you have the right to drive your vehicle during the loan repayment period. Once the loan is fully repaid, your title is promptly given back to you. Nothing more than that!
Auto Title Loans Made Easy
Applying for any type of loan can often be an enduring, confounding and strenuous process in other lending companies. But the reverse is the case with us. Our loan process is fast, easy, convenient and devoid of hassle. Kindly apply for our loans and have the following benefits of the following to yourself today;
The application takes mere seconds, approval is secured in just 15 Minutes and you receive your funds in just One Hour
3 different simple ways to apply: Online, over the Phone or through chat medium
We provide the highest amount of money as loans up to $50,000
No Hidden Fees or Prepayment Penalties, therefore you are free to pay off your loan anytime you want to do so.
You hold on to your car and drive it while repaying your Loan
Use Your Money How You Want!
Use the money for whatever you want! We are unique and distinct from other lending companies; we do not supervise what you spend your money on. With us, your privacy is highly respected! You are disposed to using it for whatever you desire to use it for. Some of our clients use it to pay for school fees, pay for medical expenses, home repairs or spend it on an enjoyable vacation! The decision is yours. We are motivated by only the passion and care to help during your period of financial needs. We are not here to manage your checkbook.
Your Trusted Title Loan Lender Since 1994
We have our operational headquarters in Los Angeles; we are properly licensed to render auto title loans to the residents of the states of California, New Mexico, and Arizona. We are rated A+ by the Better Business Bureau (BBB) for our awesome customer care support, service and trustworthiness. We are beyond a lending institution: we are committed to helping those in need of financial assistance. We quite know that things can be difficult financially but we are in the business to assist you with the money you might need by simply using the value of your vehicle. You can find out what makes us the most trusted name in the title lending industry, nobody does it better than us. Just apply online by filling out our fast application form or call us to know how much you can be qualified for.
A Fast Car Title Loans
Apply online for a title loan by filling out our fast application form. It will only take seconds! Once it is submitted, we will contact you and inform you on whether or not you have been approved. Once you have been approved, we will ask for the required documents to finalize your loan application. Remember no credit or bad credit is never a big deal when you apply for a title loan, so never harbor the fear of not being granted the loan because of a low credit score. Also, you can apply with help from our customer service team; you can put a call to one of them, or pay a visit to any of our offices around you, or chat with us online.
Keep in mind our two most important prerequisites to qualify for a car title loan:
Your car must have a valuation of at least $4,000 if you are applying in California or $2,000 if you are applying in New Mexico and Arizona.
You must have the ability to demonstrate a proof of monthly income of a minimum of $1,200. We do accept paychecks, bank statements, disability, unemployment, and social security.
For a comprehensive list of our title loan approval guidelines, visit our page on how title loans work.
Do you fathom an interest in refinancing your title loan? Kindly apply or contact us today to refinance your car title loan anywhere in California, New Mexico, and Arizona. Our commitment is to offer you a larger amount of money as a loan, better interest rates, and terms whether you currently have a title loan with us or one with another lending company.
Are you stuck with a loan that you are facing difficulty paying off; probably it doesn’t offer you enough money or granted by a company that doesn’t lay more emphasis on your needs? The alternative of refinancing with us is the best option for you! In addition to the better rates and terms we have in place, we render the best customer service around; it can never be found elsewhere. Fill out our refinancing application or just call us to take advantage of this option. Our motive is to help you get the best out of your title loan; why not give the option of refinancing a trial today!
How Title Loans Work
Car title loan, also known as auto title loan, or pink slip loan, is a type of secured loan where you can use the title of your vehicle as collateral for the loan. In car title loan, having a bad credit is not to your disadvantage because the money we loan out, as with any other kind of collateral loan, is usually determined by the value of your car, truck or van and not your credit history.
When you decide to take out a car title loan from us, you place A Car Title Loan as a “lien holder” on your title; this grants us the right to hold on to your title until you pay back the loan. Our loan terms are from 24 to 36 months and we have no pre-payment penalties, you can always pay back the loan as early as possible if you want, with no extra fees or unpaid interest added on! Once you’ve paid back your loan, you will be given back the title of your car immediately.
If you live in California, your car should be worth at least $4,000 to qualify, while New Mexico and Arizona residents can apply with a car worth $2,000 or more. There is a difference in the amount of money we can give out as loans; it depends on your state of residence, the California residents can receive loans from $2,600 and up to $50,000, while Arizona and New Mexico residents receive amounts at a minimum of $1,000.
A Step-By-Step Guide to Our Title Loans:
To secure a title loan with us, just follow these three simple steps:
- Fill out an Application
Our application can be completed in less than a minute! To make it very easy, we have 3 different ways via which you can apply:
Online: Submit an online application form and we will reach you within 15 minutes with a notification of approval.
Phone: Call us to apply with a loan agent directly.
Chat: Apply through Live Chat With a Loan Agent.
2. Prepare Your Documents
After you complete and submit your application we suggest having these documents readily in place. Having these documents prepared will help us get you your funds even quicker:
Vehicle’s title (pink slip)
Proof of insurance coverage
Proof of residency (utility bill)
Proof of monthly income
List of 6 referees, (1 being a family member)
3. Pick Up Your Money!
This is a function of how we can work swiftly with you to submit your required documents; you can pick up your check within just one hour! Remember, it is not our business to monitor how you use your money. It is your prerogative! Feel free to spend your funds as you are pleased!
Contact Us Today
In case you still have questions regarding our car title loans? Check out our FAQ! Our customer service team is also waiting and committed to helping you through the title loan application process.
Take the right action by calling us today.